Group Risk Analytics
Optum® Group Risk Analytics (GRA) predicts future risk in minutes, enabling a premium rate strategy aligned to the risk profile of your new business groups. GRA uses de-identified, third-party medical and specialty pharmacy data, and proprietary risk scoring, to enable payers to better assess the risk of prospective employer group customers.
Our goal is to help you win the right business at the right price.
Group Risk Analytics
Our simple and secure prospective risk assessment tool enables payers to better assess the risk of prospective employer group customers in minutes.
Business optimization solutions
Drive optimal business decisions using machine learning and AI. Our price elasticity technology can be customized to meet your business needs.
Portfolio Optimization
Achieve greater profitability and retained membership through the balancing of both market share and margin goals with Optum® Portfolio Optimization.
Podcast
Emerging technologies in underwriting
Hear insights on the biggest underwriting challenges in the level funded space and how payers are addressing these challenges.
Complementary solutions
Actuarial Services
We help clients create financial transparency and understand the "why" behind finances through superior reporting, forecasting and modeling.
StepWise and Underwriting
Our underwriting software, capabilities and expertise help health plans simplify the design, deployment and distribution of products.